Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
“Florida has a larger percentage of riskier drivers,” points out Karen Kees, press secretary at the Florida Office of Insurance Regulation. “There are a high number of students due to the many universities in Florida, older drivers due to the large number of retirement communities, and drivers unfamiliar with the local roads due to our popularity with tourists.”
Drive Insurance can be accessed online 24/7. The company’s website can help customers find an independent agent in order to get a Drive Insurance quote. The Drive Insurance company website also allows policyholders to manage their policies, make a payment, request ID cards and report or track a claim. Drive Insurance customer claims are managed through the Progressive Direct website. When a customer clicks “Go to Claims” on the Drive Insurance website, it will redirect to claims.progressive.com. Customers can also call Drive Insurance’s customer service number for further assistance.
State Farm boasts a solid score in J.D. Power’s Customer Claims Satisfaction rating among our top picks (three out of five) and sits above industry average. That means that once you do file a claim, you can expect a smooth experience. If a positive customer experience is especially important to you, State Farm is likely to deliver superior service.
If you have collision insurance, UMPD, which is optional in most states, is not a must-have since collision offers better coverage. But without UM/UIM bodily injury coverage, you could be stuck either paying for your own injuries or suing a driver with limited financial resources to try to recoup your costs. What happens after an accident with an uninsured/underinsured driver depends on your state insurance laws.

While State Farm’s website recommends speaking with an agent to see what discounts are available to you for motorhome insurance, it doesn’t list any universal discounts. It’s still possible to save on your premiums, but there’s less transparency about what you may qualify for. If discounts are important to you, it’s best to get clarity from a State Farm agent on what to expect before signing up.


As the name suggests, DRIVE Insurance offers protection for items that move including cars, motorcycles, ATVs and dirt bikes. They also offer insurance policies for scooters and golf carts. Most states require that drivers carry a minimum amount of auto insurance coverage, however, that minimum varies by state. With DRIVE Insurance, customers can opt for basic coverage or increase policy limits for fuller protection.
Thirty year term life insurance policies will provide you more flexibility but come at a much higher price. However, one of the advantages to a longer policy, such as a 30 year term, is that your premiums remain unchanged even if your health changes over the time period. So if you're underwritten as a healthy 25 year old and find yourself overweight and out of shape at 50, your premiums will remain the same. Your rates will have been locked in based on your physical health when you purchased the policy. You can see below how much more expensive 30 year life insurance policies are than your shorter term policy options:
If you have collision insurance, UMPD, which is optional in most states, is not a must-have since collision offers better coverage. But without UM/UIM bodily injury coverage, you could be stuck either paying for your own injuries or suing a driver with limited financial resources to try to recoup your costs. What happens after an accident with an uninsured/underinsured driver depends on your state insurance laws.
Nationwide car insurance can cover you for accidents involving other vehicles, vandalism, weather, animals, bodily injuries and more. As a Nationwide member, you can select the coverage you get because our policies are customizable – you can choose the auto insurance policies that suit your lifestyle. You can have peace of mind knowing Nationwide will provide you and your car with great protection on the road. 
Personal injury protection (PIP) is required in the 12 no-fault states, optional in 10 states and the District of Columbia, and not available in 28 states, according to the Insurance Information Institute. Your PIP limits set the maximum amount that will be paid per person for any combination of covered expenses. PIP limits vary by state but are usually in the range of $1,000 to $10,000. Some states allow you to choose your PIP limits and others set it to a certain amount. You can always choose to buy additional PIP coverage beyond your state required amount.
A lot goes into an auto insurance rate quote, including your ZIP code, coverage levels, marital status, annual mileage, driving history and vehicle make, year and model. In most states, your gender and credit history are also used to determine rates. And again, the reason auto insurance comparison shopping is so important is because rates between companies are different for each person, too.
Your own insurer would pay out for medical expenses under personal injury protection (PIP). But typically personal injury protection limits in no-fault states are quite low, so even a minor accident could leave you with expenses after a claim payment. And, though your health insurance may help pay your leftover medical expenses, it won’t pay for lost wages, or pain and suffering, which is where UM/UIM bodily injury coverage can help.
We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located on our website for policy service directly from your home or office. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.
Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Nationwide Investment Services Corporation, member FINRA. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. ©2019. Nationwide Mutual Insurance Company.
Good service, great prices, the right protection, and courteous people are qualities that are important to me, but good service is a must when selecting an agent. I would like to thank Montse for the excellent service I received both before and after the sale. She helped me understand what I needed and provided me great value and service. She was very courteous and friendly as well as professional. Thank you very much.
×