Policy limits for bodily injury liability are per person and per accident and coverage is written as such, with property damage amount added to the end. For example, $50,000/$100,000/$50,000 means that the maximum payout per person injured is $50,000, and the maximum payout for all people injured in one accident is $100,000. The maximum payout for damage to other vehicles and property is $50,000. This coverage may also be simply written as 50/100/50.
Drive Insurance is offered through the Progressive group of companies, specifically by Progressive West insurance Company. Although the Drive Insurance Company is affiliated with Progressive, it is marketed differently than the Progressive direct brand. Drive Insurance is available exclusively through independent agents and the company is only marketed at Drive Insurance in the state of California.
If you have very poor credit, the cheapest car insurance company is Nationwide. Here, your premium will be more than $435 less than the group average. Compared to the highest credit level, drivers with bad credit pay nearly $1,450 more per year for auto insurance. If you pay off a loan or otherwise improve your credit score, you should shop around for car insurance as your premium should change. Just another reason to keep your score up!
You’ll notice that none of that liability coverage pays for your car or injuries, nor for any injuries your passengers sustain if you cause a wreck. This is why many people — particularly those whose car isn’t yet paid off — want “full coverage” car insurance. This isn’t actually a type of coverage, but instead typically refers to policies that include liability coverage, plus comprehensive and collision coverages.
Progressive Drive Insurance offers a wide variety of products including auto insurance, motorcycle insurance, ATV insurance and dirt bike insurance. They also offer insurance policies for scooters and golf carts. With Drive Insurance, customers can sign up for standard coverage or opt for fuller coverage. Most states require that drivers carry a minimum amount of auto insurance coverage, however, that minimum varies by state.