Progressive Drive Insurance offers a wide variety of products including auto insurance, motorcycle insurance, ATV insurance and dirt bike insurance. They also offer insurance policies for scooters and golf carts. With Drive Insurance, customers can sign up for standard coverage or opt for fuller coverage. Most states require that drivers carry a minimum amount of auto insurance coverage, however, that minimum varies by state.
If you live in an area with unusual state regulations or heightened risk of weather-related claims, shopping car insurance options will be vital. Not every car insurance company offers policies in every state, which can make pricing less competitive. If you live in storm-prone states like Louisiana or Florida, you might find it harder to get a competitive rate.
As with our other large insurance providers, Nationwide has a mobile app that allows you to file a claim, pay your bill, and view your insurance card. However, while it currently has a 4.2-star rating on the Apple App Store, its Google Play rating sits at a mediocre 3.5. Many users complain that several of the app’s features malfunction and need attention from developers. If you’re trying to file a claim after an accident, you don’t need the additional stress of a poorly functioning app, even if it’s free. While the app’s capabilities may improve over time, it’s best to stick with providers like Allstate if mobile app functionality is important to you.
Policy limits for bodily injury liability are per person and per accident and coverage is written as such, with property damage amount added to the end. For example, $50,000/$100,000/$50,000 means that the maximum payout per person injured is $50,000, and the maximum payout for all people injured in one accident is $100,000. The maximum payout for damage to other vehicles and property is $50,000. This coverage may also be simply written as 50/100/50.
When comparing car insurance quotes, it helps to compare apples to apples; in other words, you want to be sure that the quotes you get are for identical - or at least very similar - auto insurance policies. Once you have a better idea of the type of coverage you’re looking for in a policy, this will be easy. To better understand coverage types start here